Sunday, March 13, 2016

Actually, even rich people would be better off in a social democracy





It's often assumed that rich families have nothing to gain from a social democratic social welfare system. To see if that's actually true, I'm repeating the analysis I did for a median income household for richer households. These are the key tables for a median income family:







Clearly, median income households are much better off in social democracy than in the American social welfare system. Though taxes are much higher in the social democratic system, the enormous out-of-pocket spending American households must spend on social welfare easily outweighs those higher taxes. Once we account for the private, out-of-pocket spending in the American social welfare system, it becomes obvious that the high taxes of the social democratic social welfare system are a very good deal for most families.

However, the same might not be true for rich families. Perhaps rich families can afford high out-of-pocket spending and would actually be financially better off with the high out-of-pocket spending and low taxes of the American social welfare system.

To find out, let's repeat this analysis using the exact same methods as median income, but for a rich household. We'll do the analysis for a household at exactly the 90th percentile for income. If over 90% of Americans would be better off under social democracy, that should be pretty convincing.



The 90th percentile begins at approximately $114,000 annual income; we're again assuming a two-earner family (with income from wages, rather than capital gains). And for estimations of tax rates, I'm still using Citizens for Tax Justice estimates for 2015 (for the richest 10%, or the "Next 10%"). Because we're assuming a 2-earner family, we don't need to worry about reaching the point where Social Security taxes are no longer collected. The state and local taxes cell uses data from the same Citizens for Tax Justice estimates.

As in the median income analysis, for the retirement cells I'm using the estimates from the Center for Retirement Research at Boston College. According to their calculations, a high earning household needs to replace 67% of their working income in order to maintain a comparable standard of living in retirement. To reach this goal, they can rely on Social Security benefits once they retire, plus savings equal to 16% of their income (see the bottom of the page for replacement rates analysis for retirement savings). A richer family actually has to save a higher percentage of their income than a median income family because Social Security replaces a lower percentage of wages for those at higher incomes.

Otherwise, I'm using the same sources as on the median income page, just with a different household income--refer to the median income page for any relevant links. Plugging in these numbers:





For the social democracy side on the first graph (the blue 50%), I explained in the median income post how 50% taxes is a reasonable ceiling estimate for taxes for richer households. Again, single parent families would pay a lower rate and single individuals without children would pay slightly higher.

For a more precise comparison, let's try to get an estimate of what a high income household would spend on consumption taxes (the blue 12% in the social democracy column). Again, the 12% consumption tax is as a percentage of household expenditures:
household gross labor costs > household income > household expenditures
Furthermore, higher income households usually spend a lower percentage of their income than other households. Because less of their income is spent on consumption, correspondingly less of their income goes to consumption taxes. A typical family American at of the top quintile saves about a quarter of their income:



If we assume a 23.6% savings rate, then only the remaining 76.4% of income (not gross labor costs) is subject to consumption taxes. With the 12% consumption tax rate and 23.6% savings rate, this comes out to an additional 9.6% of gross labor costs spent on consumption taxes.

Note what a fantastically bad deal some of these cells are for the American side. Even at the 90th percentile, employer-sponsored health insurance still consumes 13.3% of household gross labor costs.

Here is the table tallying additional social welfare costs for this family--in dollar amount, percentage of household income, and percentage of household gross labor costs. Aside from income/labor costs, there are two differences from the corresponding table for a median income family. Instead of student loans I've substituted annual tuition for in-state college. According to College Board surveys, average annual in-state tuition is $9,410 ($23,893 for out-of-state and $32,405 for private). I'm assuming that a household at the 90th percentile doesn't owe student loans but might instead be worrying about sending a child to college. Second, I've also reduced extended leave to 65% wage replacement since this benefit does have lower wage replacement rates at higher incomes. Here's the table:



The same issues of service quality affect this rich family as they did the median income family, and I don't need to repeat this here. In particular, however, the rich family has even more to lose if someone in their family is grievously injured and requires long term care services--they have much further to fall to meet the income and asset tests. The same high risks of the American health insurance and retirement systems also affect this family, though with higher income they are obviously in a better position to deal with these risks.

Clearly, out-of-pocket social welfare costs in the American social welfare system (except for long term care) are more manageable for this family--whether day care, health insurance cost-sharing, etc. With higher incomes, they are also better able to manage the risk of the American private health insurance and retirement systems. Nevertheless, they are clearly better off under the social democratic model: if the United States suddenly became a social democracy, this family would pay less of their income in taxes and social welfare, yet have access to more high quality benefits and services; they would also have far greater security in the social democratic model.

The low service quality and high risks of the American social welfare system really are extraordinary; it's worth your time to read again about these risks on the median income page. Even a rich family should worry about these enormous risks, which don't exist in the social democratic model.

Conclusion
In sum, it's quite a stretch to argue that even a rich family--one richer than 90% of the rest of society--would be better off in the United States. I've expressed consumption taxes as 12% of expenditures, and it's fair to estimate this at 9.6% of gross labor costs based on the spending habits of the top quintile in the United States. If so, that brings the social democracy column to 59.6% taxes and social welfare spending as a percentage of gross labor costs, versus 58.9% for the United States--basically identical. In other words, the cost of each welfare state to this hypothetical high income family is almost identical.

However, if we start considering other pieces of the American social welfare state, the social welfare spending of rich families in the United States rapidly overtakes that of the social democracies. Even without a major health condition, a rich family can expect to spend out-of-pocket money on health care costs--copays, deductibles, uncovered medical services, etc--and this alone makes the social democratic model cost less for them. If this family has child in need of day care, a child about to go to college, or student loans to worry about, the social democratic model is far less expensive to them. And though this family is richer than 90% of the rest of the country, the mammoth risks the American retirement, health care, and long term care systems make them far better off in the social democratic system. Finally, this family would certainly benefit from being offered paid leave benefits--for example, sharing a year of paid parental leave following the birth of a child, paid extended sick leave if one of them was temporarily too sick to work, or paid family leave to care for an ailing family member. Clearly, the social democratic model is far better even for a family at the 90th percentile for income.

Tying this all together, we would have to make some pretty unrealistic assumptions about this family for the American system to look like a good deal--because again, the overall cost of both systems to this family is nearly identical. We would have to assume this family never has any children and thus would never benefit from paid parental leave or need day care services. We need to assume that everyone in this household is orphans and thus would never need to take any family leave to take care of an ailing elderly relative. We would need to assume that nobody would ever get sick so they would never have to worry about health insurance cost-sharing. We need to assume that no one ever becomes temporarily too sick to work (like following a major surgery) and needs paid extended sick leave, and that no one ever becomes disabled and needs long term care. We would also have to assume that no one in this high income family ever went to college and thus has student loans to pay back (we've already assumed they are orphans and so have no relatives who paid their tuition for them), and that no one in this household will ever be interested in one day going to college. Because for the exact same price, all of these things are provided by a social democratic welfare system.

But there's more. We would also have to assume that they only choose stocks in their 401(k) that equal or better the historical returns of the stock market, that they own their own home and they live in a place where the price of their house rises equal or better to historical trends, and that inflation doesn't rise. And we have to assume that nobody in this household loses their job and they fall to a lower income level (where they would surely be better off in the social democratic model). These factors--healthy stock market returns, ever-rising home prices, low inflation, no recessions--are completely out of their control. For the exact same price, this family does not have to worry about these things in the social democratic model.

Clearly, even rich families (defined here as at exactly the 90th percentile for income) are better off in social democracy. In other words, over 90% of Americans would be better of in a social democratic social welfare state.


The technical details on retirement system replacement ratesI've used all the same sources of information for this page as the median income page, and don't need to paste those links here. Refer to the median income page to see where these numbers are coming from.

The rest of this post will examine wage replacement rates for the retirement systems.

The estimates for a high earner family from the Center for Retirement Research calculations hold that--if everything follows historical trends--16% savings rate during their working years will bring this family 67% wage replacement in retirement. Again, this is a sum of Social Security benefits and their individual savings for retirement.

How does this compare to the pensions of the social democracies? The OECD ran simulations of wage replacements according to public or compulsory private pensions (social democracies, high earners, marked with red box):


For high income households, the range is a low of 38.9% wage replacement in Norway to 73.1% in Sweden, with an average of 58.2%. Clearly, there can be a wide range of wage replacements depending on the particular benefits and contribution structures of the pensions. If we threw out Norway (because it is clearly an outlier; 16.2 percentage points separate Norway from the second lowest, Denmark, whereas just 5 percentage points separate the second highest, Iceland, from the highest, Sweden), we get an average of 63.0% wage replacement--basically equal to the estimations of the Center for Retirement Research.

But--as discussed in the median income post--the American retirement system exposes retirees to extraordinary risks that the social democracies do not. I don't need to repeat this here, but keep in mind that the wage replacements of social democratic retirement systems are guaranteed; American system is not. The American retirement system exposes individual would-be retirees to extraordinary risks of retiring into poverty.

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    Leasing Price: 4% of Face Value plus 1% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures.

    Email: johnsonfinancedpt@gmail.com

    Company Name: N & n Financial Service Limited

    Skype: johnsonfinancedpt@gmail.com



    ReplyDelete
  13. Finally got my hands on my own BLANK ATM card via davidbejaminltd@outlook.com. I have been deceived into sending money to various companies without getting any card until i came in contact with David Benjamin. My card was delivered to my address in less than 4 days after i placed an order and meant the necessary requirement this company is reliable and true to their word i recommend davidbenjaminltd@outlook.com if you are in need of the programmed atm card with over $50,000 cash loaded on it with a daily withdrawal

    ReplyDelete

  14. We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

    2. Currency : USD/EURO

    3. Age of Issue: Fresh Cut

    4. Term: One year and One day

    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

    6. Price : Buy:32%+1, Lease: 4%+2

    7. Subsequent tranches: To be mutually agreed between both parties

    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

    10. Payment Term: MT799 & Settlement via MT103

    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

    Skype: info.financewizardltd@gmail.com

    ReplyDelete
  15. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

    We provide BG, SBLC,and lots more for clients all over the world.

    We are equally ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

    We hope to establsih a long term business relationship with you even after this first trial

    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Whatsapp: +447441393450
    Registered No: 04374045

    ReplyDelete
  16. I'm hacker and Services provider
    intersted in any thing i do fair deals.
    I will show you each and everything
    also teaching

    Western Union transfer
    I have all tools that you need to spam
    Credit cards.. money adders.. bill paying
    College fee.. fake documents.. grade change

    Contact me:
    skype : ianscarffe_1
    gmail : omoskovitz@gmail.com
    ICQ : 728612475

    ReplyDelete
  17. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact name: Azra Ishaque

    Email : lintel.financialservicesplc@gmail.com

    Skype : lintel.financialservicesplc

    ReplyDelete
  18. We Offer Secured Verifiable BG/SBLC Instruments
    We are specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.

    DESCRIPTION OF INSTRUMENT:
    Instrument: Bank Guarantee (BG/SBLC).
    Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).
    Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.
    Age: One Year, One Day
    Leasing Price: 4% of Face Value plus 1% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures.

    Contact name: David Verney

    Email : davidverney18@gmail.com

    skype davidverney18@gmail.com



    GENERIC FINANCIAL MANAGEMENT PLC (Registered No 01911493)

    THE OLD CHURCH VERULAM ROAD ST. ALBANS HERTFORDSHIRE, AL3 4DH GB


    David Verney

    davidverney18@gmail.com

    ReplyDelete
  19. I am a scam victim

    Emails: interpol.victimearnaque@gmail.com

    My name is Marie Carmen I was a victim of scam meeting in Africa at the price of 30,000 €
    it was a man named Michel Montagnier that I met on the internet on Darling.fr. We sympathize via skype, via whatsapp and then after a while he told me that he was going to africa for work because he worked in real estate, we always keep in touch to the point where I fell in love with him and he too, after two weeks spent in this country in Africa he asked me to give him the sum of 5000 € because his rental car was a stolen car and we had apprehended him with gold he needed this sum that I paid him, the week after he had just been mugged he still needed money and again until I was totally ruined and I realized that it was scam It could never happen in France because each time he rejected the trip. I was downcast, confused, I no longer had a taste for life because all my relatives wanted me. Since then I met an inspector who is an Interpol police officer, thanks to a friend, and he helped me a lot to get his hands on his ill-intentioned individuals and I had confidence in myself even then I was reimbursed for all my losses with compensation because he used his power by being in collaboration with other countries.So if you were scammed on the web of a: big sum of money, non-compliant purchases, bank transfers, blackmail on the net, false maraboutage and fake PayPal account, fake love affair to extract money, car sales, gay and lesbian and fake raffle lottery etc .., if you contacted him, he will easily find your swindler and once they will be stopped, you will be reimbursed for all your expenses followed by the expenses of compensation or any organization contributing to insecurity on your territory via In ternet some please contact the inspector Mr. Marc Vercaine on his next email address they can help you then I give you their address so that justice is returned to you. I assure you that they have been really smart and efficient.

    Emails: interpol.victimearnaque@gmail.com

    Sincerely, Mrs. Marie Carmen

    ReplyDelete
  20. We Offer Secured Verifiable BG/SBLC Instruments
    We are specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.

    DESCRIPTION OF INSTRUMENT:
    Instrument: Bank Guarantee (BG/SBLC).
    Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).
    Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.
    Age: One Year, One Day
    Leasing Price: 4% of Face Value plus 1% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures.

    Contact name: David Verney

    Email : davidverney18@gmail.com

    skype davidverney18@gmail.com

    ReplyDelete
  21. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

    They offer all kind of categories of loan they

    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan (10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan.......
    Student loan.........., Business startup loan
    Business loan......., Company loan.............. etc
    Email..........( davidwilsonloancompany4@gmail.com)
    When it comes to financial crisis and loan then David Wilson loan financial is the place to go please just tell him I Mrs. Linda McDonald direct you Good Luck.......................

    ReplyDelete
  22. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

    * FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    * FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
    Contact Name : Donagh sheridan
    Contact Email: donaghsheridan@gmail.com
    Skype:donaghsheridan@gmail.com
    Whatsapp Num: +13362836225

    ReplyDelete
  23. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

    * FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    * FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
    Contact Name : Donagh sheridan
    Contact Email: donaghsheridan@gmail.com
    Skype:donaghsheridan@gmail.com
    Whatsapp Num: +13362836225

    ReplyDelete
  24. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Scott james

    Email : Inquiry.securedfunding@gmail.com
    Skype: Inquiry.securedfunding@gmail.com

    ReplyDelete
  25. We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Contact : Mr. DARREN C CHENG
    Email:Darrencraig002@gmail.com
    Skype ID: Darrencraig002@gmail.com


    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    All inquires to Mr. Darren should include the following minimum information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

    Contact me for more details.

    Whatsapp: +19733700521

    ReplyDelete

  26. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

     FOR LEASING OF BG/SBLC

    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    LEASING FEE = 4%+2%


    FOR PURCHASE OF FRESH CUT BG/SBLC

    PRICE = 32%+2%

    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

    Skype: info.financewizardltd@gmail.com

    ReplyDelete
  27. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Elvis roberts

    Email : Inquiry.jmfinance@gmail.com

    Skype : Inquiry.jmfinance@gmail.com

    WHATSAPP NO : +1(909)375-0798

    ReplyDelete
  28. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Elvis roberts

    Email : Inquiry.jmfinance@gmail.com

    Skype : Inquiry.jmfinance@gmail.com

    WHATSAPP NO : +1(909)375-0798

    ReplyDelete
  29. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Elvis roberts

    Email : Inquiry.jmfinance@gmail.com

    Skype : Inquiry.jmfinance@gmail.com

    WHATSAPP NO : +1(909)375-0798

    ReplyDelete
  30. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Scott james

    Email : Inquiry.securedfunding@gmail.com
    Skype: Inquiry.securedfunding@gmail.com

    ReplyDelete
  31. We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
    We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. 

    DESCRIPTION OF INSTRUMENTS: 
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro 
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 
    4. Age: One Year, One Day 
    5. Leasing Price: 4 1% 
    6. Sale Price: 32 2% 
    7. Delivery by SWIFT . 
    8. Payment: MT103-23 
    9. Hard Copy: Bonded Courier within 7 banking days 

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. 

    Name:May Gary 
    Email:algecoglobalfinanceplc@gmail.com 
    Skype::algecoglobalfinanceplc    
     

    ReplyDelete
  32. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

    * FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    * FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Kindly contact us for our procedures and be sure that we shall respond within 48hrs maximum.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
    Contact Name : Blaine Lorcan
    Contact Email: blainelorcan@gmail.com
    Skype:blainelorcan@gmail.com
    WhatsApp:+1(408)290-8281

    ReplyDelete
  33. We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
    We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. 

    DESCRIPTION OF INSTRUMENTS: 
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro 
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 
    4. Age: One Year, One Day 
    5. Leasing Price: 4 1% 
    6. Sale Price: 32 2% 
    7. Delivery by SWIFT . 
    8. Payment: MT103-23 
    9. Hard Copy: Bonded Courier within 7 banking days 

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. 

    Name:May Gary 
    Email:algecoglobalfinanceplc@gmail.com 
    Skype::algecoglobalfinanceplc    
     

    ReplyDelete
  34. Dear Sir,

    I am a direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments on Lease and Sale at the best rates and with the most feasible procedures.

    Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. For Inquiry contact.

    Email: longmornprojectfinances@gmail.com

    Skype: longmornprojectfinance@hotmail.com

    Whatsapp : +1(661)262-9225

    Warm Regards
    Simon Federman.

    ReplyDelete
  35. Good day Sir/Madam,

    This message is to inform you that MIKE MORGAN LOAN FINANCIER offer all types of L0ANS @ 3% annual rate. Are you in need of financing of any type? Business, Mortgage, Personal etc. Any interested Applicants should get back to US VIA
    EMAIL: muthooth.finance@gmail.com
    Call or add us on what's App +91-7428831341

    ReplyDelete
  36. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760, Description OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD). 3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me Name : LUIS SANCHEZ Email: luissanchez02214@gmail.com whatsapp:+447921551354

    ReplyDelete
  37. My name is Sara Johnson, I live in california U.S.A and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family after been scammed severally by these online loan lenders, i will refer any person that is looking for loan to Them. he gave happiness to me and my family, although at first i found it hard to trust him because of my experiences with past loan lenders, i was in need of a loan of $300,000.00 to start my life all over as a single parents with 2 kids, I met this honest and GOD fearing loan lender online Dr. Dave Logan that helped me with a loan of $300,000.00 U.S. Dollars, he is indeed a GOD fearing man, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact him on (daveloganloanfirm@gmail.com and Call/Text: +1(501)800-0690 ) .. and inform them Sara Johnson directed you.. Thanks. Blessed Be.

    ReplyDelete
  38. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : Scott james

    Email : Inquiry.securedfunding@gmail.com
    Skype: Inquiry.securedfunding@gmail.com

    ReplyDelete
  39. HAVE YOU BEEN IN SEARCH FOR GENUINE HACKER'S ONLINE?. HAVE YOU LOST YOUR MONEY TO BINARY OPTION SCAM OR ANY ONLINE SCAM WHATSOEVER?. WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.
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  40. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

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  41. Hello

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  42. we are authorized Financial consulting firm that work directly with A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

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  44. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

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  45. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in United Kingdom. Presently, we only focus on BG/SBLC,DTC IPIP, MT103/202 GPI CASH TRANSFER, MTN, LOAN for Lease and Sale transactions. However, our Lease BG/SBLC is 6+2% and Sale at 40+2%.

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  46. (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES

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  47. Dear sir,

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  48. (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES

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  51. (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
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  56. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
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  58. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
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    FOR LEASING OF BG/SBLC
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  59. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760, Description OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD). 3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me Name : PAUL DAVID Email: pauldavid20001@gmail.com Skype: P_david123@outlook.com whatsapp:+447921551354

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  60. Are you looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Purchased bank instrument such as BG,SBLC and Bank Drafts, We solely deal with real deals, real people and real Leased & Purchased Bank instruments that need real monetization. The Bank SWIFT Network is the Gold Standard that validates that your Leased & Purchased Bank instruments is real and it provides a respected industry platform where guaranteed settlement can be facilitated.

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  61. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
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    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    ReplyDelete
  62. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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  63. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  64. FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.  
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  65. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  66. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  68. FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.  
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  69. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
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    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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  70. Pour remédier aux préjudices financiers subis sur internet, l'Organisme International de Répression Contre la Cybercriminalité et la Brigade d'enquêtes sur les fraudes aux technologies de l’information créés par les pouvoirs publics et en collaboration par Interpol mondial sont à la disposition de toute personne victime de toutes formes d'escroquerie sur internet. Contactez-nous directement à l'adresse suivante:

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  71. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  72. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
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    Name : scott james
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    ReplyDelete
  73. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
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    Name : scott james
    Email : inquiry.securedfunding@gmail.com
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    ReplyDelete
  74. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
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    RWA ready to close leasing with any interested client in few banking days
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    Name : scott james
    Email : inquiry.securedfunding@gmail.com
    Skype : inquiry.securedfunding@gmail.com

    ReplyDelete
  75. We are trusted trade finance solution providers who is here to help you keep your supply chain moving smoothly in order to lead you to business growth. Offering you a range of trade finance solutions and services including Letter of Credit (USANCE and AT SIGHT, Back to Back LC), Standby Letters of Credit (SBLC), Bank Guarantee (BG), Performance Guarantees ,Advance payment Guarantees, Proof of Funds (POF), Blocked Funds, Bank Drafts, Pre-Advice messages, Bank Comfort letters , Ready Willing and Able (RWA) and more.

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    * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    * FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%

    We also have Trusted monetizer partners who can Monetize BG/SBLC at good rates. They also can receive the BG/SBLC on behlf of the beneficiary to give a Non Recourse Loan

    *Leased BG/SBLC Monetization - 65% Non Recourse
    *Purchased BG/SBLC Monetization - 90% Non Recourse.

    if you are interested in our quality services, kindly reach out via the information below

    Contact Person :Thomas
    Email : dpfinanciallimited@gmail.com
    Phone/Whatsapp :+1(516)856-5370
    Skype : dpfinanciallimited@gmail.com

    ReplyDelete
  76. I'm direct to provider of Mt103/202 cash transfer, Mt103 GPI transfer and Sblc. We also fund projects at 1.5% interest rate and two years grace after the project has been completed and minimum is 100m. Contact me only if you need our services. Time wasters please stay away. Email: michaelflowers0077@gmail.com

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  77. Do you need an urgent loan of any kind? Loans to liquidate debts or need to loan to improve your business have you been rejected by any other banks and financial institutions? Do you need a loan or a mortgage? This is the place to look, we are here to solve all your financial problems. We borrow money for the public. Need financial help with a bad credit in need of money. To pay for a commercial investment at a reasonable rate of 3%, let me use this method to inform you that we are providing reliable and helpful assistance and we will be ready to lend you. Contact us today by email: daveloganloanfirm@gmail.com Call/Text: +1(501)800-0690 And whatsapp: +1 (315) 640-3560

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  78. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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  81. We can deliver financial services instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

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  85. Are you looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Purchased bank instrument such as BG,SBLC and Bank Drafts, We solely deal with real deals, real people and real Leased & Purchased Bank instruments that need real monetization. The Bank SWIFT Network is the Gold Standard that validates that your Leased & Purchased Bank instruments is real and it provides a respected industry platform where guaranteed settlement can be facilitated.

    Our contracts also include the monetizer returning the Leased bank instrument to the Issuing bank 15 days prior to the bank instrument expiration.

    Standby Letter of Credit Monetization LTV:

    *Leased BG/SBLC Monetization - 65% Non Recourse
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    *2-3 Days After Instrument Delivery on the SWIFT Networks.

    We also have trusted and long term business partners/providers who can facilitate issuance & delivery of bank instruments such as BG,SBLC,LC,DLC and Bank Draft at Lease Price 4% + 2% and Purchase price at 32% + 2% where 2% is agent and brokers commission.

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    Email: inquiry.trustedfinanceplc@gmail.com

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    Name: GARVAN MAIREAD

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  87. GET OUR SBLC/BG TO PURCHASE GOODS & EXECUTE THAT CONTRACT IF YOU DO NOT HAVE FUNDS FOR IT WHEN YOUR BANK HAS TURNED THEIR BACK ON YOU?

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    ReplyDelete
  88. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Thomas Wolfgang
    Email : inquiry.fastfunding@gmail.com
    Skype : inquiry.fastfunding@gmail.com

    ReplyDelete
  89. Hello
    We are a trade finance company that uses our own credit lines to facilitate the issuance of financial guarantees like BG, SBLC, DLC and more. If our services will be of help to you, let us know so we can guide you with our process.
    Mobile | WhatsApp: +19893413179
    Email:mohammedahsan877@gmail.com

    ReplyDelete
  90. Dear Sir,

    We are Ireland based Major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.
    We are one of the leading financial instrument providers with offices all over Europe we always deliver on time and precision as set forth in the agreement.
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    You can as well be guided on other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    Our Terms and Conditions are reasonable, Our Clients don't complain for We are reliable.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc, or if you have a client that requires funding for his/her project or business,
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    Inquiries from agents/ brokers/ intermediaries are also welcomed.

    Name : FF Consultancy Limited
    E-mail : ffconsultancyltd@gmail.com
    Skype id :ffconsultancyltd@gmail.com

    ReplyDelete
  91. We Offer Swift MT760 BG/SBLC, FC MTN,Loan, Letter of Credit { LC }, MT103Etc.

    N/B: Provider's Bank move first.

    Let me know if you have any need for the above offers.

    Thanks

    Email: inquiry.trustedfinanceplc@gmail.com

    Skype : inquiry.trustedfinance@gmail.com

    Whatsapp: +16135085843

    ReplyDelete
  92. We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING PRICE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PURCHASE PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Christopher Liam
    Email : trustedfinancemandate@gmail.com
    Skype : trustedfinancemandate@gmail.com
    WhatsApp: +13475948294

    ReplyDelete
  93. Hello
    We are a trade finance company that uses our own credit lines to facilitate the issuance of financial guarantees like BG, SBLC, DLC and more. If our services will be of help to you, let us know so we can guide you with our process.
    Mobile | WhatsApp: +19893413179
    Email:mohammedahsan877@gmail.com

    ReplyDelete